I admit it. I, small business owner/writer/computer programmer, have been through bankruptcy. I survived, though! I did not take the approach of ditching the debt and the problems because that is also ditching any responsibility. I paid approximately $1500 per month for quite a few years until it was finally […]

Pay certain bills in the largest installments possible to avoid additional charges You may have an option to pay bills such as auto insurance in monthly, bi-monthly, quarterly, or semi-annually. These options will generally incur a fee with each payment for the additional processing that is necessary. If you pay […]

Find a bank with no service charges and a rewards program Does your bank charge a fee for each check beyond a certain number per month? Do you have service charges for using your debit card as a credit card? Will your bank pay you on a quarterly basis for […]

Have you recently lost your job and need to do something that will produce some income? Do you have plenty of experience and knowledge that you can draw upon to produce the desired salary? You may already be associated with a core group of people who will become your initial […]

The biggest tip for budgeting your money to last through the month is to save on your grocery bill. There are many ways to accomplish this. We use coupons whenever possible. A few excellent sources for this are Samples and Coupons, Krazy Coupon Lady, and your local paper (generally Sunday). […]

I have been working with computers for well over 25 years and have programmed since Dbase 3. These tips come from those many experiences. The belief is that you are a current student or have newly graduated from school. Get an education – This is the most important tip that […]